Back in reality, the generally-accepted estimate of the nationwide non-payment rate is 20 percent — meaning that one-fifth of the “newly enrollment” are not, in fact, enrolled. The administration “counts” anyone who’s placed an Obamacare exchange plan in their virtual shopping cart as signed up. Kathleen Sebelius again testified last week that HHS is not keeping track of who checks out and pays their first month’s premium, which are necessary steps to becoming fully enrolled. (I’ve included that video below). As of a few weeks ago, payment delinquency rates were close to 50 percent in certain states. Nearly half of the few previously-uninsured Americans who have selected plans through Obamacare are not paid up. Also, the overwhelming majority of these “new” enrollees are not obtaining coverage for the first time. Most had insurance prior to Obamacare. According to estimate, fewer than 30 percent of those signing up are first-time enrollees. Two independent studies revealed that roughly 90 percent of eligible consumers who were uninsured before the law’s implementation have chosen not to purchase plans on Obamacare’s exchanges. The top reason cited was lack of affordability. Here’s my back-of-the envelope math about the real progress via Sigh: No, Obamacare Hasn’t Reached ‘Five Million Enrollments’ – Guy Benson.